Accounting for the sleaze factor

Yesterday's mail included Yet Another Credit Card Come On. This one reached a new depth of sleazy. Not only did it have the usual introductory rate (which lately seems to be only for balance transfers) but it boldly claimed a 7.99% fixed rate after that. Almost. There was a tiny, faint gray superscript 'a' after that. Uh huh.

Checking the notes, and there are a few, note 'a' says that the rate is fixed - every month. It can change once a month. Gee, that's a funny way to say variable. It's one of those things that while technically correct and seems to meet the legal requirements, sure doesn't look too ethical to me. And another one meets the shredder.